How Loonie365 Works

We’re a referral service, not a lender.

Loonie365 doesn’t lend money and never sets rates or terms. We connect your application with licensed third-party lenders, and your loan agreement is directly with the lender you choose.

The 4 steps

1. You apply once — a 5-minute form, entirely online.
2. We match your profile against licensed lenders for your province.
3. You see real offers — actual fee, term, and repayment date before you commit.
4. You choose — accept an offer and get funded by e-transfer, often within 15 minutes. Or walk away; there’s never an obligation.

How we make money

Loonie365 is free for borrowers. When a match works out, the lender pays us a referral fee. It never affects which lenders we show or how we rank them — and you’re never charged.

Your data

Your information is stored securely in Canada and handled under Canada’s privacy laws (PIPEDA). We never sell your data without your consent.