Last updated: October 10, 2026. Loonie365 (loonie365.com) is committed to protecting your personal information. This policy explains what we collect, how we use it, and your rights as a Canadian resident under PIPEDA.
1. Who We Are
Loonie365, operating at loonie365.com, is a Canadian comparison and referral service for loans, digital banks, and credit cards. We are not a lender. This policy applies to all information collected through our website and forms.
2. Information We Collect
When you apply (our /apply/ form), we collect: first and last name, email address, phone number (optional), province or territory, loan type, desired loan amount, employment status, pay frequency, and monthly income range. When you subscribe to rate alerts, we collect: first name, last name, and email address. Automatically, we collect: IP address, device and browser information, approximate geographic location, and how you use the site (via analytics cookies). We do not collect bank account numbers, social insurance numbers, or dates of birth.
3. How We Use Your Information
To match your application with lenders or lead-buying partners; to communicate with you about your application; to send rate alerts and updates — only where you have consented; to improve our website and services; to prevent fraud and comply with legal obligations.
4. Consent (CASL)
By submitting our application form, you consent to being contacted about your application by Loonie365 and the providers we share it with. Marketing emails (rate alerts) are sent only with your express opt-in, and every message includes an unsubscribe option. You may withdraw consent at any time by contacting us.
5. Who We Share Your Information With
Your application information is shared with lenders and lead-buying partners for the purpose of processing your request. We also use service providers (web hosting, email delivery, analytics) who handle data under contractual safeguards. We do not sell your personal information to data brokers or advertisers. We may disclose information where required by law.
6. Data Security
We protect your information with SSL/TLS encryption in transit and access-controlled storage. Some of our service providers are located outside Canada, so your information may be stored or processed in other jurisdictions.
7. Your Rights Under PIPEDA
As a Canadian resident, you have the right to know what personal information we hold about you, request a copy, request corrections, and withdraw consent for certain uses. You may also complain to the Office of the Privacy Commissioner of Canada. To exercise these rights, contact contact@loonie365.com.
8. Data Retention
We keep your information only as long as needed for the purposes described above or as required by law, then securely delete it.
9. Cookies
We use essential cookies (required for forms and site function) and analytics cookies (to understand site usage). You can disable non-essential cookies in your browser settings. We do not use cookies for third-party advertising.
10. Contact
Privacy questions? Contact contact@loonie365.com.